ZITOPAY — your online payments companion

Financial Inclusion for every household

Banking, insurance, payments and digital financial solutions designed for individuals, businesses and institutions across Africa.

Banking

Modern Banking for Individuals, Businesses and Communities

Empowering individuals, families and businesses through inclusive, member-owned financial services delivered by Zito Financial Cooperative Credit Union.

Insurance

Protecting what matters most. Your Future is Secured

Contributing to insurance points in order to reduce your risk and potentially lower your insurance premiums in the future.

Card Issuance

Launch Your Card Programme

Partner with ZITO Financial Group to deliver secure physical and virtual card solutions tailored to your customers, members or organization.

Payment

Powering the Future of Digital Payments

Discover payment solutions that make it easier to collect payments, serve your customers and grow your business with confidence.

The Group

Who We Are

A Cameroon-based financial group founded in 2015 — Financial Inclusion for every household

ZITO Financial Group is a diversified financial services group committed to expanding access to innovative, inclusive and sustainable financial solutions across Africa. Through our family of companies and digital platforms, we provide microfinance, insurance, payment infrastructure, card issuance and enterprise technology that help individuals, businesses and institutions achieve their financial goals.

Founded on the belief that financial services should be accessible to everyone, we are building an integrated ecosystem that combines trusted financial expertise with modern technology. From helping families save and grow their finances to enabling businesses to accept digital payments, protect their assets and embrace digital transformation, our solutions are designed to create lasting value and support economic development.

Guided by our vision of Financial Inclusion for Every Household, we continue to invest in innovation, strategic partnerships and customer-focused services that empower communities, strengthen businesses and contribute to a more connected and financially inclusive future.

Esame Mondoa

Esame Mondoa

Director & Founder

For development plans to succeed, every household needs access to financial instruments at low rates and fees. That is the mission that drives everything we build.

Our Impact

Measurable Trust

Financial institutions earn trust through measurable impact.

11+

Years in Operation

3B+

Successful Transactions

5B+

Billion processed

700M+

Mobile Money Users

Financial Inclusion

Financial Inclusion for every household

Our mission-driven programs reaching underserved communities.

Trust

Why Choose ZITO

People buy trust before products.

Licensed Financial Institution

ZFC MFI operates as a registered cooperative credit union.

CIMA Certified Insurance Broker

Zito Assurance is a licensed independent insurance brokerage.

Secure Digital Payments

99.9% infrastructure reliability with bank-grade security.

Modern Banking Technology

ZBANCO CBS powers branch, agency and digital channels.

Local Expertise, African Innovation

Founded in Cameroon, built for Africa.

Member-Owned Cooperative

ZFC MFI is owned and operated by its members.

News

News & Insights

Ready to explore the ZITO ecosystem?

Whether you need banking, insurance, payments or technology — we are here.